# Iowa Consumer Coalition > Protecting and Empowering Iowans Through Fair Insurance Practices Join the Consumer Coalition for Iowa and fight against fraudulent insurance claims and denials. Take Action Discover Our Mission Advocating for fair --- ## Pages - [Consumer Protection](https://consumercoalitionforiowa.org/consumer-protection/): Consumer Protection At the Consumer Coalition for Iowa, we are dedicated to protecting Iowans from unfair insurance practices. We provide... - [Issues & Advocacy](https://consumercoalitionforiowa.org/issues-advocacy/): Protecting Iowans Together Advocating for fair insurance practices and consumer rights in Iowa. Protect Fighting for Fair Insurance Practices in... - [Legal Challenges](https://consumercoalitionforiowa.org/legal-challenges/): Legal Challenges Overview Discover the legal challenges faced by Iowans in the insurance sector and how we are working to... - [News & Updates](https://consumercoalitionforiowa.org/news-updates/): Articles Stay Informed with Us Get the latest news and updates on consumer rights and insurance practices in Iowa. Hello... - [Resources](https://consumercoalitionforiowa.org/resources/): Resources for Consumers Your guide to understanding insurance rights, preventing fraud, and navigating the claims process. At the Consumer Coalition... - [Contact Us](https://consumercoalitionforiowa.org/contact-us/): Reach Out to the Coalition Get In Touch Address Des Moines, IA 50319 Email info@consumercoalitionforiowa. org Follow Us Facebook Instagram - [Home](https://consumercoalitionforiowa.org/): Protecting and Empowering Iowans Through Fair Insurance Practices Join the Consumer Coalition for Iowa and fight against fraudulent insurance claims... - [About](https://consumercoalitionforiowa.org/about/): Advocating for Fair Insurance Practices: Protecting and Empowering Iowans At the Consumer Coalition for Iowa, we are dedicated to advocating... - [Services](https://consumercoalitionforiowa.org/services/): our services From $199 Web Design Tell them exactly what this service will do for them. Focus on the direct... - [Contact](https://consumercoalitionforiowa.org/contact/): contact us We respond to all messages within 24 hours. Please enable JavaScript in your browser to complete this form.... - [News](https://consumercoalitionforiowa.org/news/): This is an example page. It’s different from a blog post because it will stay in one place and will... --- --- ## Posts - [Midwestern Roofing Company Takes Legal Action Against Iowa Insurance Regulators Amid Contractor Crackdown](https://consumercoalitionforiowa.org/midwestern-roofing-company-takes-legal-action-against-iowa-insurance-regulators-amid-contractor-crackdown/): Midwestern roofing company sues Iowa insurance regulators over crack down on contractorsPortrait of Tyler JettTyler JettDes Moines Register The Iowa... --- # # Detailed Content ## Pages - Published: 2024-08-26 - Modified: 2024-09-12 - URL: https://consumercoalitionforiowa.org/consumer-protection/ Consumer Protection At the Consumer Coalition for Iowa, we are dedicated to protecting Iowans from unfair insurance practices. We provide resources, legal assistance, and advocate for consumer rights to ensure every Iowan gets the fair treatment they deserve. Addressing the most critical challenges faced by Iowans in insurance coverage and claim processing. Key Issues: Unfair Claim Denials Insurance companies frequently deny legitimate claims, leaving policyholders unsupported. Fraudulent Practices Misleading policies and underpayments are common, putting Iowans at risk. Legislative Barriers Laws like the UPA limit consumer rights, making fair treatment harder to obtain. Delays in Claim Processing Slow claim processing leaves Iowans without critical coverage during urgent times. Underinsured Policyholders Many Iowans unknowingly pay for inadequate insurance, leaving them exposed in emergencies. Lack of Transparency Insurance companies often fail to explain policy terms clearly, leading to disputes and confusion. How We Help Empowering Iowans with the resources, support, and advocacy they need to fight back against unfair insurance practices. Legal Support: We connect consumers with legal experts who can assist with denied or delayed claims. Educational Resources: Our workshops and guides help Iowans understand their rights and navigate the insurance process. Advocacy: We work with lawmakers to reform harmful insurance practices and push for better consumer protection laws. Get Involved At the Consumer Coalition for Iowa, we rely on passionate individuals like you to help us fight for fair insurance practices and protect the rights of Iowans. Whether through advocacy, volunteering, or donations, there are many ways you can contribute... --- - Published: 2024-08-26 - Modified: 2024-08-26 - URL: https://consumercoalitionforiowa.org/issues-advocacy/ Protecting Iowans Together Advocating for fair insurance practices and consumer rights in Iowa. Protect Fighting for Fair Insurance Practices in Iowa At the Consumer Coalition for Iowa, we are dedicated to protecting and empowering Iowans by advocating for fair insurance practices and fighting against fraudulent claims and denials. We believe in educating consumers on their rights and ensuring they have access to the coverage they deserve. Learn More Sign Up Empowering Advocating for Fair Insurance Practices and Legislative Initiatives The Consumer Coalition for Iowa is dedicated to protecting and empowering Iowans by advocating for fair insurance practices. Through legislative initiatives and partnerships with other organizations, we work to ensure that consumers' rights are upheld and fraudulent insurance claims and denials are fought against. Learn More Sign Up Join Our Advocacy Campaigns and Make a Difference Support Our Mission to Protect and Empower Iowans Stay informed about ongoing advocacy campaigns and take action by signing petitions, attending rallies, and contacting legislators. Get Involved Stand Up for Your Rights and Fight Against Insurance Fraud Learn how to recognize and report fraudulent insurance claims and denials. Report Make Your Voice Heard and Support Fair Insurance Practices Discover how you can contribute to promoting fair insurance practices and protecting consumer rights. Contribute Empower your community by participating in advocacy efforts and making a positive impact. By joining our advocacy efforts, you can help protect the rights of Iowans and fight against fraudulent insurance claims and denials. Together, we can create a fairer insurance system... --- - Published: 2024-08-26 - Modified: 2024-08-26 - URL: https://consumercoalitionforiowa.org/legal-challenges/ Legal Challenges Overview Discover the legal challenges faced by Iowans in the insurance sector and how we are working to protect their rights and interests. Heading Heading Heading Heading Heading Heading Heading Dolor enim eu tortor urna sed duis nulla. Aliquam vestibulum, nulla odio nisl vitae. In aliquet pellentesque aenean hac vestibulum turpis mi bibendum diam. Tempor integer aliquam in vitae malesuada fringilla. Mi tincidunt elit, id quisque ligula ac diam, amet. Vel etiam suspendisse morbi eleifend faucibus eget vestibulum felis. Dictum quis montes, sit sit. Tellus aliquam enim urna, etiam. Mauris posuere vulputate arcu amet, vitae nisi, tellus tincidunt. At feugiat sapien varius id. Heading Dolor enim eu tortor urna sed duis nulla. Aliquam vestibulum, nulla odio nisl vitae. In aliquet pellentesque aenean hac vestibulum turpis mi bibendum diam. Tempor integer aliquam in vitae malesuada fringilla. Mi tincidunt elit, id quisque ligula ac diam, amet. Vel etiam suspendisse morbi eleifend faucibus eget vestibulum felis. Dictum quis montes, sit sit. Tellus aliquam enim urna, etiam. Mauris posuere vulputate arcu amet, vitae nisi, tellus tincidunt. At feugiat sapien varius id. Heading Dolor enim eu tortor urna sed duis nulla. Aliquam vestibulum, nulla odio nisl vitae. In aliquet pellentesque aenean hac vestibulum turpis mi bibendum diam. Tempor integer aliquam in vitae malesuada fringilla. Mi tincidunt elit, id quisque ligula ac diam, amet. Vel etiam suspendisse morbi eleifend faucibus eget vestibulum felis. Dictum quis montes, sit sit. Tellus aliquam enim urna, etiam. Mauris posuere vulputate arcu amet, vitae nisi, tellus tincidunt. At feugiat... --- - Published: 2024-08-26 - Modified: 2024-08-26 - URL: https://consumercoalitionforiowa.org/news-updates/ Articles Stay Informed with Us Get the latest news and updates on consumer rights and insurance practices in Iowa. Hello world! Welcome to WordPress. This is your first post. Edit or delete... Learn more Conquering the Marketing Maze: Creative Strategies on a... Feeling lost in the labyrinth of marketing? You’re not alone. For... Learn more The Future of Marketing Automation: Efficiency and Insights The marketing landscape is undergoing a seismic shift. Fueled by advancements... Learn more --- - Published: 2024-08-25 - Modified: 2024-09-12 - URL: https://consumercoalitionforiowa.org/resources/ Resources for Consumers Your guide to understanding insurance rights, preventing fraud, and navigating the claims process. At the Consumer Coalition for Iowa, we provide the educational tools and legal resources to help you take control of your insurance journey. Explore our library of guides, FAQs, and downloadables. Learn More Protect Navigating Regulatory Challenges: Advocating for Iowans’ Insurance Rights Uncover the regulatory challenges impacting Iowans and learn how the Consumer Coalition for Iowa is fighting to protect consumer rights. We advocate for fair insurance practices, ensuring that Iowans are treated justly and their claims are handled fairly. Join our movement to promote fairness and accountability in the insurance industry. Get Involved Insights Helpful Tools & Resources Download these guides and tools to better understand your insurance rights and navigate the claims process. Guide to Understanding Insurance Policies Step-by-Step Claims Filing Guide Preventing Insurance Fraud Checklist FAQ on Insurance Rights and Claims Download Now Report Regulatory Conflicts Here Join our advocacy efforts to address regulatory conflicts and protect consumers' rights. Report Now --- - Published: 2024-08-25 - Modified: 2024-10-03 - URL: https://consumercoalitionforiowa.org/contact-us/ Reach Out to the Coalition Please enable JavaScript in your browser to complete this form. Please enable JavaScript in your browser to complete this form. Name *Email *Subject *Comment or Message *EmailSend Message Get In Touch Address Des Moines, IA 50319 Email info@consumercoalitionforiowa. org Follow Us Facebook Instagram --- - Published: 2024-08-14 - Modified: 2024-09-12 - URL: https://consumercoalitionforiowa.org/ Protecting and Empowering Iowans Through Fair Insurance Practices Join the Consumer Coalition for Iowa and fight against fraudulent insurance claims and denials. Take Action Discover Our Mission Advocating for fair insurance practices to protect and empower Iowans. At the Consumer Coalition for Iowa, we believe in educating consumers on their rights and fighting against fraudulent insurance claims and denials. Protecting Iowans through fair insurance practices. Empowering Iowans by educating them on their insurance rights. Fighting against fraudulent insurance claims and denials in Iowa. Understanding Your Rights as an Insurance Consumer Learn about your rights as an insurance consumer and how to protect yourself from unfair practices. Know Your Rights Learn about the rights you have as an insurance consumer in Iowa. Fight For Fairness Join us in the fight against fraudulent insurance claims and denials. Empower Fighting Against Fraudulent Insurance Claims and Denials Learn how to protect yourself from fraudulent insurance claims and denials with the help of the Consumer Coalition for Iowa. We are dedicated to advocating for fair insurance practices and educating consumers on their rights. Protecting Iowans Advocating for fair insurance practices and educating consumers on their rights. Fighting Fraud Join us in the fight against fraudulent insurance claims and denials. Learn More Sign Up Empower Advocating for fair insurance practices and consumer rights The Consumer Coalition for Iowa is dedicated to protecting and empowering Iowans. We advocate for fair insurance practices, educate consumers on their rights, and fight against fraudulent insurance claims and denials. Legal Assistance... --- - Published: 2024-08-14 - Modified: 2024-09-12 - URL: https://consumercoalitionforiowa.org/about/ Advocating for Fair Insurance Practices: Protecting and Empowering Iowans At the Consumer Coalition for Iowa, we are dedicated to advocating for fair insurance practices, educating consumers on their rights, and fighting against fraudulent insurance claims and denials. Our Mission We strive to protect and empower Iowans by ensuring fair insurance practices and fighting fraud. Our Vision To create a transparent and just insurance industry that serves the needs of all Iowans. Key Milestones: 2020: The coalition was established following the passage of the Unconstitutional Public Adjuster Act (UPA), which severely limited consumer rights. 2021: Successfully campaigned for changes to Iowa’s insurance regulations, improving transparency. 2023: Partnered with key legal organizations to offer direct assistance to over 1,000 Iowans dealing with fraudulent insurance denials. Join Now Empowering Future Leadership At the Consumer Coalition for Iowa, we are building a passionate and dedicated leadership team committed to protecting Iowans’ rights. Our future leaders will bring expertise in consumer advocacy, legal affairs, and community engagement. Stay tuned for updates as we grow our team and expand our efforts! Structure for Core Values: At the Consumer Coalition for Iowa, our core values guide every decision we make. These principles define our mission to protect and empower Iowans, ensuring fairness, transparency, and justice in the insurance industry. Each value reflects our commitment to advocating for consumers’ rights and fighting against fraudulent practices. TransparencyWe believe in open communication with the public, ensuring clarity in everything we do. JusticeWe stand for fairness and equality in insurance practices... --- - Published: 2024-08-14 - Modified: 2024-08-14 - URL: https://consumercoalitionforiowa.org/services/ our services From $199 Web Design Tell them exactly what this service will do for them. Focus on the direct benefits to the user, rather than just listing the features of your service. You can also address any objections you think they might have. We make beautiful websites that get you leads and sales. Keep your target audience in mind, and keep it simple. Get A Quote From $199 Graphic Design Tell them exactly what this service will do for them. Focus on the direct benefits to the user, rather than just listing the features of your service. You can also address any objections you think they might have. We make beautiful websites that get you leads and sales. Keep your target audience in mind, and keep it simple. Get A Quote From $199 Content Creation Tell them exactly what this service will do for them. Focus on the direct benefits to the user, rather than just listing the features of your service. You can also address any objections you think they might have. We make beautiful websites that get you leads and sales. Keep your target audience in mind, and keep it simple. Get A Quote Work with me Send me a message to discuss your needs. I always reply within 24 hours. Get A Quote --- - Published: 2024-08-14 - Modified: 2024-08-14 - URL: https://consumercoalitionforiowa.org/contact/ contact us We respond to all messages within 24 hours. Please enable JavaScript in your browser to complete this form. Please enable JavaScript in your browser to complete this form. Your Name *Your E-mail *Your Phone *Your Message * Send Now Work with me online or in-person E-MAIL contact@example. com PHONE 202-555-7890 LOCATION 123 Fifth Avenue, NY 10160, New York, USA Twitter Instagram Youtube You can use this final section to write some directions to your physical location, or any other useful information. If you\'re using this template to build a website, and have any questions at all, I\'d love to help! Just search for WP Maker to find our YouTube channel. Leave a comment on any video - I always reply. Thank you so much for watching our tutorials! --- - Published: 2020-01-13 - Modified: 2020-01-13 - URL: https://consumercoalitionforiowa.org/news/ This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! 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Have fun! --- --- --- ## Posts - Published: 2024-10-11 - Modified: 2024-10-11 - URL: https://consumercoalitionforiowa.org/midwestern-roofing-company-takes-legal-action-against-iowa-insurance-regulators-amid-contractor-crackdown/ - Categories: Midwestern roofing company Midwestern roofing company sues Iowa insurance regulators over crack down on contractorsPortrait of Tyler JettTyler JettDes Moines Register The Iowa Insurance Division has issued cease-and-desist orders and warning letters to roofers who allegedly have offered to help with customers' insurance claimsOnly licensed public adjusters can help Iowa customers fill out and negotiate claimsShamrock Roofing sued the insurance division in U. S. District Court for the Southern District of Iowa on Sept. 25, arguing that the state's public adjusting law is unconstitutionalInsurance industry leaders say unlicensed public adjusters take proceeds from customers even if builders don't finish repair work. But adjusters and contractors say they protect customers. Responding to a state crackdown on contractors this summer, a Midwestern roofer has asked a federal judge to toss out a key Iowa insurance law. Garen Armstrong, owner of Kansas-based Shamrock Roofing, sued the Iowa Insurance Division, Insurance Commissioner Doug Ommen and Assistant Bureau Chief David Sullivan in U. S. District Court on Sept. 25, arguing that regulators' warnings and orders against roofers were unconstitutional. Armstrong told the Des Moines Register that insurance division employees' actions were "egregious. " He accused the regulators of threatening roofers on behalf of insurance companies, helping those companies avoid paying full claims for storm damage. "The IID are straight up lapdogs for the insurance carriers," he said. "Obviously, they're not protecting consumers. Otherwise, (regulators) would be going after the insurance companies. They're not. " An insurance division spokesperson did not answer a list of emailed questions sent Wednesday,... --- ---